How to Use amortization in a Sentence

amortization

noun
  • This is a process called negative amortization, and can lead to huge balance growth.
    — Adam S. Minsky, Forbes.com, 4 Aug. 2025
  • The subsidiary then claimed new tax deductions in Dublin for amortization on the drugs.
    — The Editorial Board, WSJ, 26 Jan. 2022
  • One other idea is to pick your own amortization period as part of the mortgage contract.
    — Jeff Lazerson, Oc Register, 26 Feb. 2026
  • The city structures the amortization such that annual costs for debt grow at a manageable pace for taxpayers.
    — Pat Dowell, Chicago Tribune, 24 Feb. 2025
  • Know your payments, your interest rate, your amortization period and what happens if rates change.
    — Allen Buchanan, Oc Register, 19 July 2025
  • Products like negative amortization loans, which offered very low rates up front but then tacked that initial savings amount onto the loan itself, no longer exist.
    — Diana Olick, USA TODAY, 4 Oct. 2017
  • When committing to private credit, the tenor and amortization schedules of the loans often reflect such dynamics.
    — Henri Steenkamp, Forbes.com, 25 Feb. 2026
  • Both loans carry the same interest rate and amortization term, resulting in a single combined monthly payment.
    — Bloomberg, Oc Register, 26 Mar. 2026
  • Min’s bill would have required the State Lands Commission to conduct an amortization study of the three oil and gas leases in state waters.
    — Phil Willonstaff Writer, Los Angeles Times, 19 May 2022
  • Even a slight difference in rates can shave a meaningful amount off of your monthly payment, especially over long amortization periods.
    — Angelica Leicht, CBS News, 23 Dec. 2025
  • The retirement system investment committee and board had sought the 20-year amortization.
    — Dana Afana, Detroit Free Press, 1 Nov. 2024
  • The company has promised to be profitable on an adjusted basis before interest, taxes, depreciation and amortization by the end of next year.
    — Heather Somerville, WSJ, 7 Dec. 2020
  • The loan amortization period is usually between 15 and 25 years.
    — Florian Monkam, Forbes, 5 Oct. 2022
  • Sometimes the total cost of the loan increased because borrowers' payments weren't even covering the interest on the loan (this is also known as negative amortization).
    — Anna Bahney, CNN, 10 June 2022
  • The company this week set a long-term target of maintaining a ratio of net debt to earnings before interest, taxes, depreciation and amortization of four times.
    — Kristin Broughton, WSJ, 15 Sep. 2022
  • The mid-point of its forecast for adjusted earnings before interest, taxes, depreciation and amortization also fell short.
    — Bloomberg, Mercury News, 4 Feb. 2026
  • These expenses result from the amortization of intangible assets acquired by Berkshire.
    — Bill Stone, Forbes.com, 10 May 2026
  • With typical amortization schedules, most of the early monthly payments in long-term loans go toward paying interest, while the loan principal decreases only slightly at first.
    — Michael Harley, Forbes.com, 26 Aug. 2025
  • In either of the first mortgage cases, borrowers retain homeownership, but the loan balance increases over time, also known as negative amortization.
    — Jeff Lazerson, Oc Register, 30 Apr. 2026
  • Unlike public market debt, these loans can be tailored to reflect the realities of a business’s growth curve, with covenants and amortization schedules negotiated to meet company needs.
    — Dave Smith, Fortune, 17 Oct. 2025
  • Adjusting for one-time items including amortization and investments, Comcast reported earnings per share of 79 cents.
    — Lillian Rizzo, CNBC, 23 Apr. 2026
  • When leadership decisions are constrained not by strategy but by amortization schedules, something fundamental has shifted.
    — Mike Bianchi, The Orlando Sentinel, 24 Feb. 2026
  • CapEx is generally recorded as an asset on the balance sheet and recognized gradually on the income statement through depreciation or amortization.
    — Colin Dodds, Encyclopedia Britannica, 26 June 2026
  • Distribution must be made at least annually, using a calendar year for the RMD method, calendar or fiscal year for amortization or annuity methods.
    — Elliot Raphaelson, The Orlando Sentinel, 8 May 2026
  • As reported, when Mana was exploring deal options, it was said to have earnings before interest, taxes, depreciation and amortization of around $20 million.
    — James Manso, Footwear News, 8 Dec. 2025
  • Layer on infrastructure costs, amortization, new storage mandates, refinery retrofits for changing crude blends and the lagging effects of the LCFS credit.
    — Michael Mische, San Diego Union-Tribune, 19 Sep. 2025
  • Depreciation and amortization reduce the values of many corporate assets to consider eventual replacement costs.
    — Erik Sherman, Forbes.com, 23 May 2026
  • The company expects a depreciation and amortization expense of $700 million for the fiscal year, exclusive of the acquisition.
    — Chris Eudaily, CNBC, 5 Nov. 2025
  • ReelShort, meanwhile, achieved greater scale, approximately $400 million in 2024, but remains loss-making due to heavy marketing costs and amortization.
    — Naman Ramachandran, Variety, 13 Nov. 2025
  • With weak credit standards and features like prepayment penalties, interest-only payments, balloon payments and negative amortization, the subprime mortgage space was not concerned about the borrowers’ ability to repay the mortgage.
    — Jeff Lazerson, Oc Register, 7 May 2026

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'amortization.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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