How to Use buydown in a Sentence

buydown

noun
  • What is a mortgage rate buydown?
    — Andrea Riquier, USA Today, 27 Mar. 2026
  • Also, buydowns can be a smart way to use credits from a seller.
    — Andrea Riquier, USA Today, 27 Mar. 2026
  • With the permanent rate buydown, the lower rate lasts for the loan's full term.
    — Tim Maxwell, CBS News, 7 Apr. 2026
  • Origination points have nothing to do with your rate buydown points.
    — Jeff Lazerson, Oc Register, 4 Dec. 2025
  • In other cases, the lender or seller will pay for a temporary buydown to help close the deal.
    — David McMillin, CNBC, 30 Sep. 2025
  • If the builder won't compromise, compare what the total loan costs would be with the buydown versus without it.
    — Tim Maxwell, CBS News, 7 Apr. 2026
  • This includes both origination points and buydown points.
    — Jeff Lazerson, Oc Register, 4 Dec. 2025
  • On top of that, homebuilders will keep offering rate buydowns to lower mortgages and clear unsold inventory.
    — Jason Ma, Fortune, 9 Feb. 2026
  • Mortgage rate buydowns and other cost adjustments failed to tempt would-be home buyers in the third quarter, according to Lennar.
    — Pia Singh,alex Harring, CNBC, 18 Sep. 2025
  • In some cases, lenders may cover the costs of buydown for you (either partially or in full), if the market is particularly slow.
    — Aly J Yale, CBS News, 24 Apr. 2026
  • Many housing professionals prefer rate buydowns to adjustable-rate mortgages.
    — Andrea Riquier, USA Today, 27 Mar. 2026
  • As of late 2025, about two-thirds of builders were using sales incentives, including rate buydowns, the highest share since the pandemic.
    — Tim Maxwell, CBS News, 7 Apr. 2026
  • Even so, a homebuyer could use an adjustable mortgage, an interest-only mortgage or a permanent rate buydown to make the payment more affordable.
    — Jeff Lazerson, Oc Register, 26 May 2026
  • Sellers increasingly offer concessions like closing costs, rate buydowns, and repair credits.
    — Allison Palmer, Miami Herald, 22 Dec. 2025
  • Longer listings typically mean sellers become more receptive to inspection requests, repair credits, and rate buydowns.
    — Allison Palmer, Miami Herald, 22 Dec. 2025
  • In our own work, performing market studies for the builders, the incentives (particularly mortgage-rate buydowns) worked very well at first, but are having less of a stimulative effect on sales now.
    — Brad Hunter, Forbes.com, 4 Aug. 2025
  • Beyond mortgage-rate buydowns and closing-cost help, Wolf said some are stacking giveaways—free appliances, design-studio credits, even a swimming pool—to grab buyers’ attention.
    — Sydney Lake, Fortune, 22 June 2026
  • Going against the industry grain, KB Home is opting for transparent pricing, rather than using incentives like rate buydowns or upgrades to lure buyers.
    — Lew Sichelman, Miami Herald, 26 Nov. 2025
  • In some submarkets, Rude said, builders are offering price reductions and interest-rate buydowns to move inventory — incentives that can give new homes an advantage over the resale market.
    — Travis Webb, Austin American Statesman, 1 Mar. 2026
  • Seller concessions and mortgage rate buydowns are increasingly common, helping buyers with affordability.
    — Sara B. Hansen, Denver Post, 29 May 2026
  • Bigger builders can buy land cheaper, handle volatility in materials costs (especially prudent during supply-chain disruptions like tariffs or an oil shock), and offer mortgage-rate buydowns that rivals can’t match.
    — Eva Roytburg, Fortune, 1 June 2026
  • Not all lenders offer mortgage buydowns but Rocket Mortgage offers two or more discount points on 30-year fixed, jumbo, VA and FHA loans.
    — David McMillin, CNBC, 30 Sep. 2025
  • The Glassers and their real estate agent, Trinie Johnson with Kuper Sotheby’s International Realty, negotiated with the custom-home builder to reduce closing costs and secure a mortgage rate buydown.
    — Lily O'Neill, San Antonio Express-News, 23 Feb. 2026

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'buydown.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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