How to Use coinsurance in a Sentence

coinsurance

noun
  • If your plan now has a coinsurance, perhaps a different plan might not.
    — Diane Omdahl, Forbes, 9 Jan. 2025
  • Almost a third of drug plans changed a copayment to a coinsurance.
    — Diane Omdahl, Forbes, 17 Sep. 2024
  • Next, look at cost share—what are the deductibles, copayments, and coinsurance of each plan option available.
    — Megan Leonhardt, Fortune, 4 Oct. 2022
  • Whether through deductibles, coinsurance or copayments, these out-of-pocket amounts can add up quickly.
    — Jamie Hartmann-Boyce, The Conversation, 19 Mar. 2026
  • Most workers that need care or prescription drugs have substantial co-payments or coinsurance to deal with as well.
    — Washington Post, 14 Nov. 2019
  • Deductibles, copayments, and coinsurance are all types of cost-sharing.
    — Elaine Hinzey, Verywell Health, 17 Dec. 2023
  • And 30% of plans increased the coinsurance for Tier 4 and Tier 5 drugs.
    — Diane Omdahl, Forbes, 17 Sep. 2024
  • Discounts, coinsurance and copays will affect the final prices.
    — C. A. Bridges, The Arizona Republic, 16 Aug. 2024
  • Also, with rising deductibles and rising coinsurance, much more of the price is being paid by insured people.
    — Jeanne Pinder, Philly.com, 20 Feb. 2018
  • The cost for this type of therapy depends on whether or not insurance is covering it and what the deductible or coinsurance plan is.
    — Claire Sibonney, SELF, 29 Sep. 2021
  • What money does come home increasingly goes back out as health care deductibles, copayments and coinsurance.
    — H. Gilbert Welch and Elliott Fisher, CNN, 11 May 2017
  • Although most facilities will bill for their services, some may ask for the upfront payment of copay or coinsurance costs.
    — Jennifer Whitlock, Rn, Msn, Fn, Verywell Health, 24 Oct. 2023
  • If a drug company raises the drug price above the rate of inflation, a consumer's coinsurance amount would be capped up to the inflation rate.
    — Ken Alltucker, USA TODAY, 10 Feb. 2023
  • Be sure to note whether prescriptions require a copayment, which is a flat dollar amount, or coinsurance, which is a percentage of the drug cost.
    — Julie Appleby, CBS News, 16 Oct. 2023
  • While the prospect of paying down your deductible and facing high coinsurance feels daunting at the start of the year, use the reset as a time to review what your plan covers.
    — Nick Blackmer, Verywell Health, 15 Feb. 2023
  • The authors recommend that patients should be charged flat-dollar copays rather than coinsurance charges, which are based on a percentage of the drug’s price.
    — Sarah Jane Tribble, Kaiser Health News, 30 May 2017
  • This account, by the way, can be used to pay out-of-pocket deductibles, copayments or coinsurance under all parts of Medicare.
    — John C. Goodman, Forbes, 28 Jan. 2022
  • Costs that those covered must pay, including deductibles, coinsurance and out-of-pocket maximums, have risen in recent years.
    — Christina Caron, New York Times, 11 Feb. 2020
  • Your portion of the cost-sharing can include deductibles, copayments, and/or coinsurance.
    — Elizabeth Davis, Verywell Health, 27 Feb. 2024
  • Insurance plans require people to pay deductibles, co-pays and coinsurance, and those out-of-pocket costs are unaffordable for many.
    — Ken Alltucker, USA TODAY, 17 Oct. 2022
  • Meanwhile, Millar said other people have 25% to 33% of their coinsurance linked to the list prices of those drugs.
    — Annika Kim Constantino, CNBC, 24 Feb. 2026
  • Hearing aids were promised to them at no cost, and the Andersons said their company would waive any copayments, coinsurance or deductibles.
    — Loyd Brumfield, Dallas News, 15 Aug. 2019
  • Specifically, some patients pay full price until reaching a deductible; others pay coinsurance as a percentage of the list price rather than a flat co-pay.
    — Robin Feldman, STAT, 23 Nov. 2020
  • Workers also have paid a larger share of their heath costs through co-pays, deductibles and coinsurance that require people to pay a percentage of their medical bill.
    — Ken Alltucker, USA TODAY, 11 Nov. 2021
  • With this rule, insurers will not be allowed to charge copays, deductible payments, or coinsurance for PrEP.
    — Sarah Jacob, SELF, 22 July 2021
  • Insurance plans often require people pay copays, coinsurance and deductibles, the amount a consumer must pay before most coverage kicks in.
    — Ken Alltucker, USA Today, 27 Mar. 2026
  • Since the patient’s share is based on a percentage of the medication’s price, coinsurance often results in higher out-of-pocket costs than copays do.
    — Adam Pate, The Conversation, 16 Dec. 2025
  • Also, the county can not require copayment, coinsurance, or deductible on the screening coverage.
    — Adam Thompson, CBS News, 28 Dec. 2025
  • Consumers with insurance often must pay deductibles or coinsurance, which requires people pay a percentage of their medical bill.
    — Ken Alltucker, USA Today, 1 Feb. 2026
  • In some cases, patients would be billed coinsurance and other payments related to the unnecessary equipment, the complaint says.
    — Sarah Volpenhein, jsonline.com, 6 Mar. 2026

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'coinsurance.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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